Introducing the Truepic Risk Network: A new era of visual risk intelligence

Fraudsters rarely stop at one victim. They target multiple lenders, insurers, and marketplaces, reusing the same devices, the same locations, or the same doctored visual evidence. Each attempt may look legitimate in isolation, but the patterns only emerge when organizations can connect the dots. This was the motivation behind the Truepic Risk Network; to use the collective efforts to flag suspicious behavior, before bad actors ever access an organization's platform or services.

Defining visual risk intelligence

Visual risk intelligence is how Truepic will help you stop fraud before it starts. It will combine authentic visual evidence with new risk signals to surface the devices, locations, and behaviors most commonly tied to suspicious activity.

This isn’t just about knowing that an image or video is real. It’s about knowing if a device is compromised, a location spoofed, or the same phone is attempting to onboard across multiple companies. By revealing these hidden risk patterns, Truepic will empower organizations to make more informed and faster decisions.

For years, Truepic has provided the foundation of trust in digital imagery: authentic, verified photos and videos upon which enterprises make critical decisions. But fraud has evolved, and bad actors have grown advanced through technology and AI. Fraudsters have now weaponized AI to attack more victims, and lifelike visuals which used to require expensive programs and design skills, now require only a simple text prompt. To defend against these ever-evolving threats, organizations need a new level of intelligence that goes beyond capturing authentic visuals and uncovers the hidden signals of risk behind them.

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Introducing the Truepic Risk Network

At the heart of this evolution is the Truepic Risk Network, the world’s first shared intelligence network for visual risk signals.

Participating organizations can flag suspicious devices or behaviors within their own inspections through Truepic Vision. Those anonymized flags are then shared across the Risk Network. If the same device reappears anywhere else, all other network organizations are alerted.

The risk network is opt-in and all signals are anonymized and privacy-protected, but the intelligence they provide gives your team an unmatched early warning system. The result is a collective defense against fraud rings who target multiple companies, allowing you to stop high-risk applicants before they ever make it onto your platform.

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Key capabilities

Today, the Risk Network flags signals at the smartphone-level or device-level. Below they key flags and what risks may be associated with them.

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Risk Network organizations can also flag suspicious behavior at the user level, attaching those risk signals to the device. For example, if Truepic Vision security tests identified the user attempted to capture a photo of an existing photo or screen (picture-of-picture), if the user submitted deceptive photos, if the user deleted an excessive amount of photos, or if the user answered inspection questions in an incorrect or misleading way. 

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Why it matters

Fraud isn’t just increasing, it’s evolving. With AI-driven identity spoofing, GPS manipulation, and organized crime rings operating at scale, even the most sophisticated defenses are being tested. A 2025 State of Fraud Report makes clear how widespread the challenge has become:

• 60% of financial institutions saw fraud increase in the last year
• Organized crime rings are now behind the majority of fraud attempts
• Nearly one-third of financial organizations lost more than $1 million in direct fraud-related losses

As an example of this trend, prior to the Truepic Risk Network, one fraudster took out 70 loans worth $13M on a property valued at less than $1M. The same device was behind every loan application. We realized that this same device, taking photos from the same location, would have been a flag worthy of additional scrutiny to all of these lenders. 

In another case, a scammer attempted to fake the onboarding steps of multiple businesses to gain access to sensitive consumer information. Although this fraudster was overseas, they used geo-spoofing to make it appear their fake business location was within the United States. While Truepic Vision spotted the geo-spoofing attempts made against one customer, the Risk Network could then proactively alert the next customer when they tried again. 

“Integrating Truepic’s advanced digital identity capabilities with our trusted and proprietary data further enhances our ability to instantaneously verify and authenticate D-U-N-S applications, and to validate legitimate businesses and stay ahead of bad actors and fraudulent activities.”
~ Rich Kulesa, Dun & Bradstreet, Chief Risk Officer

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The future of visual risk intelligence

The launch of the Truepic Risk Network marks our most significant product expansion since the debut of Truepic Vision in 2018. It transforms Truepic from a leader in trusted visual evidence into the pioneer of visual risk intelligence, a new layer of defense against the fastest-evolving fraud threats.

Fraudsters may change their tactics, but the devices and locations are often the same. With the Truepic Risk Network, organizations can finally connect those signals to protect themselves, their customers, and their industries from far-reaching attacks.

Collective defense is how we will win. Join the Truepic Risk Network today to help spot fraud before it starts.